 |
Before you meet with your mortgage lender, it is always best to be prepared.
The following outlines some of the basic information and documentation
your lender will need to start your mortgage application process.
|
Employment Information
 Addresses for two full years
Gross monthly income
W-2's, if available
Proof of pensions, retirement, disability, social security, etc.
Proof of income from rentals, investments, etc.
Proof of child support of alimony paid/received
Year to date pay stub
If self-employed, you will also need:
Two years 1040 Tax Returns
Current year profit and loss statement
Creditor Information
Each creditor's name, address and type of account
Account numbers
Monthly payments and approximate balances
Amount of child care expenses
Banking Information
Names and addresses of saving institutions
Account numbers for all accounts
Type of accounts and present balances
Miscellaneous Information
List of assets in stocks, bonds, lands
Life insurance cash value (documented if used as cash down payment)
If applicant is using cash from sale of a home, a copy of sales contracts
Social Security numbers for all parties
Veterans- Certificate of Eligibility & DD-214
Cash or check to pay for application fee
|
| |
