Buyer Services and Information
Items Needed For Your Mortgage Application

Before you meet with your mortgage lender, it is always best to be prepared. The following outlines some of the basic information and documentation your lender will need to start your mortgage application process.

Employment Information
-* Addresses for two full years
-* Gross monthly income
-* W-2's, if available
-* Proof of pensions, retirement, disability, social security, etc.
-* Proof of income from rentals, investments, etc.
-* Proof of child support of alimony paid/received
-* Year to date pay stub

If self-employed, you will also need:
-* Two years 1040 Tax Returns
-* Current year profit and loss statement

Creditor Information
-* Each creditor's name, address and type of account
-* Account numbers
-* Monthly payments and approximate balances
-* Amount of child care expenses

Banking Information
-* Names and addresses of saving institutions
-* Account numbers for all accounts
-* Type of accounts and present balances

Miscellaneous Information
-* List of assets in stocks, bonds, lands
-* Life insurance cash value (documented if used as cash down payment)
-* If applicant is using cash from sale of a home, a copy of sales contracts
-* Social Security numbers for all parties
-* Veterans- Certificate of Eligibility & DD-214
-* Cash or check to pay for application fee

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Steve Hatfield, Realtor
CENTURY 21 Curran & Christie
25636 Ford Road
Dearborn Heights, MI 48127
Office: (313) 274-7200

Copyright 1996 - Steve Hatfield
Any Reproduction or Redistribution Without Authorization is Strictly Prohibited.

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